Now's the perfect time for a new credit card. Why?
Right now is probably the best time of year to sign up for a new credit card. Why? Because it's the easiest time of year to score big sign-up bonuses offered by banks. One of the biggest hurdles to getting those fat 40,000-75,000 point or mile sign-up bonuses are the sometimes steep "minimum spend requirements" - you know, the base amount you have to spend in the first three months to get the points or miles.