Новости за 23.04.2024

There are a variety of banks, credit unions, and online lenders that offer $15,000 personal loans to qualifying borrowers. Before a lender approves a $15,000 personal loan, it will review your credit, income, and other financial factors. Some lenders accept lower credit scores than others, but having a strong score will help you qualify for […]

Lenders use credit scores to measure creditworthiness. A FICO score of 580 or below puts a borrower in the poor credit category, indicating higher risk. However, having a credit score in this range doesn’t mean you’re completely shut out of getting a loan if you need one.  You have some options if you’re looking for […]

EasyKnock is a sale-leaseback company that buys homes and immediately rents them back to the sellers. It provides the seller with the full value of equity in their home, which can be beneficial if you have debt or expenses or want to sell the home before moving.  Two companies stand out as alternatives to EasyKnock […]

A down payment is an upfront payment you make when making a purchase with credit, such as a car or house. It helps shrink the total loan amount.  Down payments are typically not required for unsecured personal loans because approval is based on your creditworthiness—you don’t need collateral to secure the loan. If you are […]

A reverse mortgage is a loan allowing homeowners 62 years and beyond to convert part of their home equity into cash without having to sell their homes or make monthly mortgage payments. People commonly think lenders automatically get the home when the borrower dies or are concerned about the heirs’ obligations. However, protections are in […]

Many personal loans range from $5,000 to $50,000, so a $2,000 loan is smaller than most. But that’s excellent news for your finances: Because you pay interest on the amount you borrow, you’ll pay less for a smaller-dollar loan. Here’s how to get the best deal on a $2,000 personal loan, including the top lenders […]

Many individuals seek ways to pay off their personal loans early to save on interest, improve their debt-to-income ratio (DTI), or achieve financial freedom sooner. We’ll explore whether it’s possible to pay off a personal loan early, outline strategies, highlight potential downsides, and provide guidance on managing your personal loans.  The goal is to equip […]

Lenders that offer income-based personal loans focus more on your income than your credit score. This option might be an excellent choice if you have a steady income but a poor credit profile. However, before you apply for one, consider the drawbacks. These loans often have higher rates and fees than traditional personal loans, and […]

Being self-employed can complicate your plans if you’re trying to get approved for a personal loan. Most lenders want proof of steady income to demonstrate that you can repay what you borrow. You might need to supply tax returns or bank statements to prove your ability to pay.  Your choice of lender can make a […]

Tax Relief Advocates helps clients navigate the tax system. The company’s resolution tactics—offers in compromise, hardship relief, and installment agreements—are available for every taxpayer through the IRS. You don’t need to work with a tax relief company to access the programs. However, working with a company like Tax Relief Advocates can help simplify the process […]