Новости за 04.04.2024

A reverse mortgage is an option if you’re over 62 with a paid-off or mostly paid-off home and need to borrow money. Unlike a regular mortgage, a reverse mortgage pays you money, so that your outstanding balance grows over time instead of shrinking. You’ll also need to agree to certain conditions, such as keeping up […]

Editor’s note: Before you read our SELF Refi review below, please note that, due to a temporary suspension, SELF Refi is not accepting new applications after February 29, 2024. The program is undergoing important changes and improvements, but the company expects to reopen by the end of 2024. Launched in January 2016 by the Minnesota […]

If you’re rethinking your reverse mortgage, know that you have options. A reverse mortgage lets you tap into your home equity without making money payments. The two primary requirements are that you’re at least age 62 and live in the home as your primary residence.  If you have a reverse mortgage, you might have thought […]

Gold has long been popular among those who want to guard against the declining value of the dollar and create a hedge against inflation. However, silver provides the same benefits, costs less, and may even have a smaller markup than gold if you’re purchasing less than $1,500 of precious metal, according to some precious metals […]

Founded in 1935, Boeing Employees Credit Union (BECU) initially served Boeing employees, lending them money to purchase tools to do their jobs. The credit union now serves over 1 million members, which consist of Boeing employees, residents, students, churchgoers, and business owners in Washington, Idaho, and Oregon. BECU offers a variety of banking and loan […]

Personal loans are installment loans that you can use for various purposes. If you can’t afford your monthly payment, however, you may be able to get some relief in the form of a deferment.  Personal loan deferment allows you to delay one or more monthly payments without incurring late fees or damaging your credit score. […]

Personal loans can come from online lenders, banks, and credit unions. To qualify for a personal loan, you often need a steady source of income, a good credit score, and a low debt-to-income ratio.  Borrowers take out $35,000 personal loans for many reasons. Unlike other types of loans, personal loans don’t require the money to […]

A personal loan is a handy way to borrow money for a variety of purposes—often spending less on financing than you would with a credit card. You can use them for just about anything, including home improvement, debt consolidation, and veterinary bills.   Personal loans are adaptable, but they aren’t always available to everyone. You must […]

Personal loans are an easy way to cover big expenses fast. Whether you have emergency medical bills, want to renovate your kitchen, or hope to splurge on your wedding, your best bet for getting the cash to make it happen is often a personal loan. But what if you need a lot of money—say $80,000? […]

Personal loans allow you to borrow a lump sum and repay it over a set term with interest. Qualifying for a personal loan often depends on your credit scores and income, but lenders may consider other factors. Traditional banks, credit unions, and online lenders can offer personal loans to eligible borrowers.  You might be interested […]

Personal loans let you borrow a lump sum of cash to meet financial needs or goals. You might consider getting a personal loan after bankruptcy if you’re hoping to rebuild your credit history. Making on-time payments can work in your favor for credit score calculations.  Qualifying for a personal loan can depend on your credit […]