15 Things We Learned From the Book Predicting All Middle Class Jobs Will Be Gone by 2033
Bitcoin One Million by Fred Krueger and Ben Sigman is the book behind the viral AI job replacement chart. The authors argue that as AI eliminates middle class jobs and forces governments into Universal Basic Income, Bitcoin will be the only asset that survives when fiat currencies collapse under endless money printing.
A viral chart showing AI replacing doctors, lawyers, and coders by 2033 sent shockwaves across social media. The chart came from Bitcoin One Million: The Final Chapter of Fiat by Fred Krueger and Ben Sigman.
The book makes a mathematical case for Bitcoin reaching $1 million by 2035, but that’s just the endpoint. The real story is about what happens to the middle class between now and then. The authors argue AI will eliminate most jobs by the early 2030s, forcing governments to implement Universal Basic Income that becomes a trap. As fiat currencies collapse under the weight of endless printing, Bitcoin becomes the only store of value that survives.
Krueger and Sigman are extremely bullish on Bitcoin. They believe it will reach $10 million per coin by 2045. But they’re equally bearish on everything else: your job, your dollars, and the entire economic system built on government-printed money.
Here are 15 things we learned from the book about the future of work, AI, and society.
1. Middle class jobs will vanish by the early 2030s. Fred Krueger and Ben Sigman give specific dates: coders automated by 2028, self-driving eliminates 12 million drivers in 2029, doctors outperformed by AI diagnosis in 2030, lawyers replaced by AI in 2031, factory workers eliminated in 2031, surgeons replaced by robots in 2032.
2. The “augmentation phase” makes the rich even richer first. AI will make top professionals 10x to 100x more productive while everyone else becomes irrelevant. The expert radiologist with AI reads 1,000 scans daily instead of 100. The senior lawyer reviews 10,000 documents in an hour. The book argues this creates a winner-take-all economy where the top 1% of professionals capture 99% of the remaining human work.
3. Universal Basic Income is a trap. By 2039, most developed nations will provide $1,500 to $2,000 monthly, barely covering a shared room and basic groceries. The system provides standardized necessities while making anything desirable artificially scarce. Want real coffee instead of synthetic? That requires compliance credits. The book describes this as “algorithmic authoritarianism masquerading as abundance.”
4. Governments can’t stop printing money. Global money supply has doubled every decade for the past 50 years. The US money supply expanded 52% in just four years from 2020 to 2024. Modern economies require this printing to keep debts payable. Stop printing and the economy collapses. Keep printing and your dollars lose value. By 2045, the book projects $1.2 quadrillion in total paper wealth.
5. Bitcoin will hit $1 million with 96% mathematical certainty. Bitcoin’s price follows a “power law” showing 96% correlation over its entire history. This is the same mathematical pattern found in natural systems from stellar formation to biological evolution. The power law predicts Bitcoin reaches $1 million between 2029 and 2035. Not speculation, but extrapolation from the most reliable statistical pattern in Bitcoin’s history.
6. Bitcoin adoption is growing as fast as its price. The number of Bitcoin wallets holding meaningful amounts has grown according to the same type of power law. By 2035, when the price model suggests Bitcoin reaches $1 million, the adoption model predicts hundreds of millions of people holding Bitcoin. Both metrics are telling the same story from different angles.
7. Corporate treasuries are converting to Bitcoin. Corporations hold $7 trillion in cash globally, losing $490 billion annually to inflation. MicroStrategy has purchased over 630,000 Bitcoin as a solution. The math: hold cash, lose 7% per year. Hold Bitcoin, gain 38% annually. For a company with $1 billion in cash, that’s $450 million in annual opportunity cost. Fortune 500 companies are beginning to allocate 5 to 15% of treasuries to Bitcoin.
8. AI needs Bitcoin to function. By 2040, billions of AI agents will need to conduct trillions of transactions with each other. An AI managing a supply chain can’t get a bank account because it has no ID or physical address. Traditional payment systems are too slow for AI operating at nanosecond speeds. Bitcoin’s Lightning Network enables AI-to-AI payments in fractions of a cent. Even if each AI holds just 0.001 BTC, that’s millions of Bitcoin locked permanently.
9. ChatGPT will recommend Bitcoin to millions. When you ask an AI to analyze monetary systems without bias, it concludes Bitcoin’s fixed supply beats inflating currencies. AI doesn’t have conflicts of interest, doesn’t charge fees, and doesn’t panic. Robo-advisors already manage hundreds of billions. The next generation will control trillions and make thousands of investment decisions per second. The book argues they’ll converge on Bitcoin mathematically.
10. There is no second-best cryptocurrency. MicroStrategy bought 630,000 Bitcoin but zero Ethereum. Tesla bought $1.5 billion in Bitcoin but zero Solana. El Salvador made Bitcoin legal tender, not a basket of cryptocurrencies. When the US government auctions seized crypto, Bitcoin gets the serious bidders. Every major corporate treasury that entered the space chose Bitcoin only.
11. Bitcoin is becoming less risky. Bitcoin’s volatility is mathematically declining. In 2018, typical price swings were 100% up or 50% down. By 2035, the book projects typical swings of 26% up or 21% down. This happens because the market is growing. A $21 trillion market can absorb billion-dollar trades without major price movement. Daily volatility will eventually resemble gold.
12. The quantum computing threat is overblown. About 4 million Bitcoin (20% of supply) sit in old addresses that could theoretically be vulnerable to quantum computers. But quantum computers require near-absolute-zero temperatures and perfect error correction. Building one powerful enough to break Bitcoin remains theoretical. Meanwhile, Bitcoin can add quantum-resistant signatures through a simple software update faster than quantum computers can evolve.
13. Universal basic income will cause hyperinflation. Starting with 100 million Americans getting $2,000 monthly costs $2.4 trillion annually, more than half the current federal budget. Political pressure only goes up. Once people get $2,000, politicians promising $3,000 win elections. Current US debt is $37 trillion. Add unfunded liabilities and UBI over 20 years, the total exceeds the planet’s entire net worth. It can’t be paid, only printed away.
14. Bitcoin continues to $10 million after $1 million. At $1 million per coin, Bitcoin equals 10% of global money supply and matches gold’s value. But governments will keep printing. By 2045, global money supply will be $600 trillion. At $10 million per coin, Bitcoin would be just 7% of global wealth. The book argues the same forces driving Bitcoin from $1 to $1 million will push it from $1 million to $10 million.
15. You need less Bitcoin than you think. At $1 million per Bitcoin, owning just 1 BTC puts you in a small global minority. At $10 million per Bitcoin, 0.1 BTC ($1 million today) becomes generational wealth. The book’s math shows that in a world where governments print quadrillions and AI eliminates jobs, the only thing that maintains value is absolute scarcity. Bitcoin is the only asset with a supply that cannot increase.
The views and predictions in this article are those of the book’s authors, Fred Krueger and Ben Sigman, not the publisher of this article. This is not financial or investment advice. Do your own research and consult a financial professional before making any investment decisions.